Business

The Bank of Prescott offers a wide variety of deposit products, all of which are insured by the Federal Deposit Insurance Corporation (FDIC). For more information about insured deposits, coverage amounts, etc. click the logo below. Also, please feel free to call one of the knowledgeable employees of the Bank of Prescott.

Accounts

Min. Opening BalanceAccount Details
Commercial Checking Account

$250

  • This can be either an interest bearing or non-interest bearing account.
  • A monthly service charge fee of $15.00 is imposed if the average daily balance┬╣ during the statement cycle falls below $1,500.00.
  • There are government restrictions as to what entities can have interest-bearing accounts. Check with New Accounts for details of this restriction.
Commercial Checking Account

Account Analysis

$250

  • This is a non-interest bearing account. 
  • An account maintenance fee of $15.00 will be charged each statement cycle. 
  • A debit or credit transaction fee of $0.10 will be charged for each debit or credit transaction. 
  • A deposit item fee will be charged for each item deposited. 
  • There will be an earnings credit applied to this account that will reduce or totally offset any fee. 
  • This earnings credit will be calculated by applying the Bank of Prescott's 6-month certificate of deposit rate as of the statement cycle to the average daily collected balance for the monthly statement cycle.
  • There are government restrictions as to what entities can have interest-bearing accounts. Check with New Accounts for details of this restriction.

┬╣Many financial institutions impose a monthly service charge fee based on the minimum monthly cycle balance. Therefore, your account balance could drop below this minimum balance by a small amount, and for only a short period of time, thus causing a monthly service charge fee when the average balance of your account was higher. The Bank of Prescott strongly feels that you should not be penalized just because your account balance was below a certain amount by a small amount and for a short period of time./

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(870) 887-BANK

(870) 887-2265
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